Hong Kong’s Insurance Authority has banned former insurance intermediary Lim Ka Kit from the industry for nine months following a joint investigation with the Hong Kong Monetary Authority.
The HKMA found that Lim pressured eight clients during telemarketing calls to buy medical-insurance coverage despite their requests for time to consider. On two occasions, the regulator said, he induced clients to alter their stated height and weight so that they could satisfy underwriting requirements.
Lim had been a technical representative of an agent connected with an authorised institution. The disciplinary outcome was coordinated under the two regulators’ memorandum on cross-sector enforcement.
The ban is a completed administrative sanction, not an allegation awaiting trial. The authorities framed the case as a breach of ethical selling and fair-treatment standards, with particular concern for integrity in bank-linked distribution of insurance products.
The public release does not identify any separate criminal charge or state that affected policies were invalidated.
Official HKMA and Insurance Authority release
